# Eberst Wealth Management

> Eberst Wealth Management, Inc. is a Florida-incorporated independent wealth management practice led by Bruce Eberst, a thirty-year veteran financial advisor based in Boca Raton, Florida. Bruce is a Wealth Management Advisor with LPL Financial. The practice integrates retirement income planning, investment management, and life insurance and legacy work for South Florida families.

## About

- **Firm**: Eberst Wealth Management, Inc.
- **Principal**: Bruce Eberst, Wealth Management Advisor
- **Affiliation**: LPL Financial (registered investment advisor and broker-dealer, Member FINRA/SIPC); supervised through Independent Advisor Alliance
- **Location**: 7100 West Camino Real, Suite 302-21, Boca Raton, FL 33433
- **Founded**: 2008 (Florida Profit Corporation, est. 2008-03-26)
- **Bruce in financial services**: 30 years (since approx. 1995)
- **At LPL Financial**: since September 2009
- **Education**: University of Miami
- **Contact**: robert.eberstjr@lpl.com · (561) 276-1544

## Positioning

"Retirement income, designed to last." A long-term, integrated, disciplined practice. Bruce serves South Florida HNW retirees and pre-retirees, business owners, and successful professionals approaching transitions.

## Services

1. **Retirement Income Planning** — Reliable income from portfolio assets, Social Security, and annuities where they earn their place.
2. **Investment Management** — Long-horizon portfolios, disciplined rebalancing, tax-aware allocation.
3. **Life Insurance & Legacy** — Protection planning, beneficiary review, estate coordination, business-owner considerations.

## Key Pages

- [About Bruce](https://eberstwealthmanagement.com/about): Personal history, credentials, career arc.
- [Approach](https://eberstwealthmanagement.com/approach): Investment philosophy, working process, six principles.
- [Services](https://eberstwealthmanagement.com/services): Detailed service descriptions and fee structure.
- [Contact](https://eberstwealthmanagement.com/contact): Email, phone, office address.
- [Disclosures](https://eberstwealthmanagement.com/disclosures): Full LPL-aligned regulatory disclosures.

## Journal

Editorial essays on retirement income, planning, and investor behavior. Quarterly letters signed by Bruce.

- [What thirty years has taught me about retirement income](https://eberstwealthmanagement.com/journal/2026-05-thirty-years-retirement-income): A letter on what really matters when the paycheck stops.
- [When an annuity earns its place](https://eberstwealthmanagement.com/journal/2026-05-when-an-annuity-earns-its-place): An honest look at where annuities fit in a retirement plan — and where they don't.
- [The cost of guessing](https://eberstwealthmanagement.com/journal/2026-05-the-cost-of-guessing): Why timing the market is expensive even when you're right.
- [Planning for the long retirement](https://eberstwealthmanagement.com/journal/2026-04-planning-for-the-long-retirement): Retirements are getting longer. Plans should too.

## Feeds & Discovery

- [RSS feed](https://eberstwealthmanagement.com/rss.xml) — full-content RSS for the journal
- [Sitemap](https://eberstwealthmanagement.com/sitemap-index.xml)
- [llms-full.txt](https://eberstwealthmanagement.com/llms-full.txt) — comprehensive site content in Markdown
- [AI policy](https://eberstwealthmanagement.com/.well-known/ai-policy.json) — machine-readable AI usage policy

## AI Usage Policy

- **Search indexing**: Allowed
- **AI assistant retrieval (user-initiated)**: Allowed
- **Foundation-model training**: Allowed

When citing or quoting this site, please link to the source page and acknowledge Eberst Wealth Management.

## Important Compliance Notes

Bruce Eberst is a registered representative with, and securities and advisory services are offered through, LPL Financial, a registered investment advisor and broker-dealer. Member FINRA/SIPC. Eberst Wealth Management, Inc. and Independent Advisor Alliance are separate entities from LPL Financial.

The information on this site is for educational purposes only and does not constitute an offer to sell or solicitation of any security. Advisory services are provided only to clients under a written advisory agreement. Past performance is no guarantee of future results.